Dental Financing Options in Omaha, NE
Clear costs, flexible payments, and guidance before care begins.
Clear, Flexible Ways to Pay
Clear, Flexible Ways to Pay
At Northwest Dental, it’s believed that dental care should be available to everyone, so many flexible options are provided to accommodate as many people as possible. Every person is unique, so the cost of treatment will vary from patient to patient. The team will always discuss the cost of specific treatment and help select a payment plan before starting care, so there are no surprises and patients know exactly what to expect. The goal is always to help make the best choice for you.
Multiple payment methods are available, including cash, personal checks, money orders, and all major credit cards. Flexible monthly payment plans and assistance with insurance processing are also offered, so treatment can fit comfortably within any budget.
Our Payment Plans
- Get dental treatment now and pay over time with manageable monthly payments.
- Rapid, easy application—approval in seconds, no hard credit check, and high approval rates.
- Multiple payment plan options available, including 0% APR for qualified patients.
- Suitable for all dental services, from routine care to cosmetic and restorative procedures.
- Apply directly online or in-office to see monthly payment options.
- A dedicated health and wellness credit card offering flexibility to pay for dental care in convenient monthly installments.
- Short-term promotional financing (6, 12, 18, or 24 months) with no interest if paid in full within the promo period; extended financing up to 60 months with fixed, reduced APR.
- Covers a wide range of dental treatments, including preventive, restorative, and cosmetic services.
- Fast approval process; application required and subject to credit approval.
Insurance
Our office accepts most dental insurance programs, including indemnity (traditional), non-managed care, and PPO out-of-network policies. Please note that we are not part of any managed care network. Our staff will handle dental benefit forms and can submit pre-treatment estimates so patients know what to expect. Patients are responsible for any balance not covered by insurance, and coverage levels can vary depending on the insurer and plan.
Dental Savings Plan
For those without insurance or looking for savings, our Dental Savings Plan is an excellent alternative:
- No deductibles or annual maximums.
- Members enjoy significant discounts on preventive and major dental treatments.
- Immediate eligibility—no waiting periods, pre-approvals, or claim forms.
- Learn more and enroll on our Dental Savings Plan:
What Our Patients Say
Frequently Asked Questions
Do you accept my dental insurance?
We accept various plans, including non-managed care, indemnity (traditional), and PPO out-of-network. As a courtesy, we submit claims on your behalf. Coverage varies by plan and annual maximums.
Can I get a cost estimate before treatment?
Yes. You’ll receive a written estimate in advance. We can also request a pre-treatment estimate from your insurer so you know your expected portion.
What payment methods do you accept?
We accept cash, personal checks, money orders, major credit cards, and HSA/FSA cards for eligible services. Payment is due at time of service unless arranged for larger plans.
Do you offer monthly payment plans?
Yes. Flexible financing is available through third-party partners (e.g., Cherry/CareCredit, upon approval). Apply quickly and select a monthly plan that fits your budget.
What if I don’t have insurance?
Consider our Dental Savings Plan. It includes 100% coverage for preventive care and member savings on treatment, with no claims, waiting periods, or annual maximums.
Ready to Book Your Appointment?
Schedule in minutes and enjoy a smooth, stress-free dental visit.
Got Questions?
Send us a message or call, and our team will get back to you promptly.