Northwest Dentals Dental Saving Plan Explained
The Northwest Dental Savings Plan is a refreshing solution for individuals and families seeking affordable dental care without the hassles and hidden costs of traditional insurance. Created specifically for people without dental insurance or those seeking a less expensive alternative to employer-provided plans, this membership option offers comprehensive dental coverage and significant discounts, all with a simple enrollment process and immediate eligibility.
Why Choose the Dental Savings Plan?
Navigating the world of dental insurance often means dealing with waiting periods, exhausting annual maximums, confusing copays, deductibles, and denied claims. The Northwest Dental Savings Plan eliminates these pain points by providing straightforward benefits. Members enjoy 100% coverage for all preventive oral care, including periodic exams (two per year), bitewing X-rays (once per year), full mouth X-rays (once every three years), cleanings (two per year for both adults and children), fluoride treatments (twice annually with no age restriction), and oral cancer screenings (two per year).
Significant Savings on Additional Treatments
Beyond preventive care, every other dental procedure receives a minimum 15% discount, which extends to major treatments like fillings, crowns, root canals, implants, dentures, and orthodontics, including $500 off clear aligner treatments. The plan is customizable for individuals, couples, and families, ensuring that patients only pay for coverage that matches their needs. Annual costs are competitive: $325 for a child, $450 for a single adult, $800 for dual coverage (two people), and $1,115 for families of three, with only $315 added for each additional family member.
Hassle-Free Dental Benefits
One of the strongest features of Northwest Dental’s plan is the absence of fine print and confusing restrictions. There are no waiting periods, deductibles, yearly maximums, claim forms, or denied claims. Members can begin receiving benefits immediately upon signing up. The program is contract-based for one year, but it automatically renews unless canceled in writing within 30 days of the current term expiration. All dental services must be provided by Northwest Dental staff and cannot be combined with other discounts or insurance.
Customizable and Inclusive Coverage
Northwest Dental offers different tiers to accommodate individuals, couples (including domestic partners), single parents with one child aged 14-20, and families of three or more. Familial eligibility is flexible for those with children in college if they reside in the same household. However, coverage is strictly limited to immediate family members and cannot be combined with traditional insurance or other discount programs.
Comparing Traditional Dental Insurance and Savings Plan
Feature | Traditional Insurance | Northwest Dental Savings Plan |
|---|---|---|
| Yearly Maximums | Yes—often $1,000–$2,000 | No maximums |
| Waiting Periods | Yes—months for major care | None |
| Deductibles & Copays | Yes — varying amounts | None |
| Claims & Pre-approvals | Yes — complex and sometimes denied | Never |
| Coverage for Cosmetic/Implants | Often excluded | Discounted |
| Easy to Understand | Complex | Simple, transparent |
| Immediate Eligibility | No | Yes |
Stress-Free Dentistry Starts Here
For those living in Omaha, Nebraska, the Northwest Dental Savings Plan makes dental care simple, cost-effective, and worry-free. Members can enjoy high-quality dentistry while avoiding confusing terms and hidden costs. Signing up is easy—just inquire with Northwest Dental Associates at their office, call, or email for more details and an application. Experience the difference of a dental savings plan tailored for real people and real lives.